Tag: savings
PSA: Please educate your kids on credit cards.
Your story emphasises the need for financial education regarding credit cards. Responsible usage, lower credit limits, high interest rates awareness, [...]
I think I’m going to have to declare bankruptcy, any advice?
Explore essential steps to consider before declaring bankruptcy in this insightful guide. Learn how to create a budget, negotiate with creditors, and [...]
Listing assets to get a mortgage approval…
Discover the key to securing a mortgage in New Zealand and many other countries by understanding what qualifies as assets and how to present them to y [...]
What happened swap rates?
Explore the Factors Behind Swap Rate Fluctuations and Effective Risk Management Strategies. Discover the influences affecting swap rates, including in [...]
23M – Financially Inept, Need Advice
Create a budget, save for emergencies, and prioritise paying off high-interest debts. Maximise KiwiSaver contributions and explore government incentiv [...]
The best way to manage 40k
Start with an emergency fund, educate yourself on investing, and assess your risk tolerance. Diversify investments in stocks, bonds, and consider reti [...]
The best thing to do with 15-17k for two year period
Consider your risk tolerance and financial goals when choosing investments. Balance low-risk options like term deposits with higher-return assets. Mai [...]
Can I deduct tax against extended lending?
In New Zealand, extending a rental property mortgage may not directly reduce taxable income, while interest on loans for property improvements is typi [...]
Credit Card Tips and Tricks for Smarter Spending in New Zealand
In our modern and busy world, credit cards have become an important aspect of our financial lives. When we use them wisely, they provide us with conve [...]
Lowering Your Power Bills in 2023 – The Greener Way
Are you tired of those hefty power bills that arrive in your mailbox every month? It seems like the cost of energy is always on the rise, making it mo [...]