Tag: finance
PSA: Please educate your kids on credit cards.
Your story emphasises the need for financial education regarding credit cards. Responsible usage, lower credit limits, high interest rates awareness, [...]
I think I’m going to have to declare bankruptcy, any advice?
Explore essential steps to consider before declaring bankruptcy in this insightful guide. Learn how to create a budget, negotiate with creditors, and [...]
What happened swap rates?
Explore the Factors Behind Swap Rate Fluctuations and Effective Risk Management Strategies. Discover the influences affecting swap rates, including in [...]
Understanding the Benefits of Pet Insurance: A Comprehensive Guide for Pet Owners
This comprehensive guide highlights the significance of pet insurance in providing financial security for pet owners. It covers real-life stories, pol [...]
23M – Financially Inept, Need Advice
Create a budget, save for emergencies, and prioritise paying off high-interest debts. Maximise KiwiSaver contributions and explore government incentiv [...]
The best way to manage 40k
Start with an emergency fund, educate yourself on investing, and assess your risk tolerance. Diversify investments in stocks, bonds, and consider reti [...]
The best thing to do with 15-17k for two year period
Consider your risk tolerance and financial goals when choosing investments. Balance low-risk options like term deposits with higher-return assets. Mai [...]
Can I deduct tax against extended lending?
In New Zealand, extending a rental property mortgage may not directly reduce taxable income, while interest on loans for property improvements is typi [...]
Do you spread your money across multiple banks?
Discover the importance of spreading your money across multiple banks to manage risk in New Zealand, where there's no bank deposit insurance. Learn ab [...]
The Financial Advisers Act Summary Explained : Key Takeaways for New Zealanders
In New Zealand, the Financial Advisers Act is an important law that protects consumers who seek financial advice. This act focuses on making the finan [...]