Category: Personal Loans

Where can I borrow some money from without having an income?

Where can I borrow some money from without having an income?

In New Zealand, securing loans without traditional income is possible through secured loans using international shares as collateral, peer-to-peer len [...]
Is a Personal Loan the Right Solution for My $10k Debt Situation?

Is a Personal Loan the Right Solution for My $10k Debt Situation?

Struggling with debt and considering a personal loan? Get expert advice on managing your finances and repaying debts in this informative article. Lear [...]
Invest in KiwiSaver or repay debt?

Invest in KiwiSaver or repay debt?

Explore the low-risk benefits of Term Deposits while understanding potential pitfalls. Discover factors like liquidity risk, opportunity cost, and ban [...]
Should I get a personal loan to get my life back on track and consolidate my debt?

Should I get a personal loan to get my life back on track and consolidate my debt?

Evaluate personal loan eligibility based on income and credit. Explore lenders and consider alternatives like creditor negotiation, delaying purchases [...]
Use Credit card/personal loan for dental work?

Use Credit card/personal loan for dental work?

Before making dental financial decisions, start with a consultation to understand costs. Utilize $12,000 savings as a foundation, create a budget, and [...]
Why do inquiries damage your credit score?

Why do inquiries damage your credit score?

With an outstanding credit score of 815, your adept understanding of hard and soft inquiries showcases financial acumen. Navigating loan shopping stra [...]
How easy is it to shift from Principle&Interest to Interest only?

How easy is it to shift from Principle&Interest to Interest only?

Considering a shift from a principal-plus-interest (P+I) payment structure to interest-only payments? Navigate the process with insights on lender pol [...]
Personal Loan 13% or Credit Card 5.99%?

Personal Loan 13% or Credit Card 5.99%?

Before initiating a balance transfer to pay off an $18,000 debt, consider factors: check the introductory period, watch for transfer fees, credit scor [...]
Debt and Consumer Rights: Essential Information You Shouldn’t Ignore

Debt and Consumer Rights: Essential Information You Shouldn’t Ignore

Debt is a part of life for many people. Whether it's a student loan, credit card debt, or a mortgage, many people have some form of debt. While some d [...]
Personal Loans

Personal Loans

Life can be a winding river that splits into smaller streams, and sometimes we hit a dam. In other words, we all sometimes need a little more money f [...]
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