Category: Mortgage
ELI5 – mortgages and interest when selling
Selling your home involves more than the sale price. Discover how your mortgage factors in: paying it off, managing interest, potential profits or los [...]
Moving
For a move to central Auckland, conduct a thorough financial assessment, research the real estate market, monitor interest rates and government polici [...]
Buying a house on condition of selling my current house
This comprehensive guide covers strategic approaches including selling first, sale contingencies, bridge financing, and more. Discover expert insights [...]
Home loan deposit
Discover alternative options for financing your first home in New Zealand, where a 20% deposit is standard. Learn how to secure a mortgage with a 10% [...]
How far back does mortgage lenders dig through expenses?
Lenders assess mortgage applicants by scrutinising income, expenses, and financial habits, typically reviewing three to six months of history. Making [...]
Should I sell stocks to buy a house?
Considering selling stock to fund your home purchase? Explore key factors like diversification, market volatility, tax implications, future earnings p [...]
Mortgage Rates
Secure the best mortgage rate by comparing offers from banks, credit unions, and online lenders. Improve credit score for favorable terms. Leverage mo [...]
Buying House, Missed KiwiSaver First Home Withdrawal Window. Any Recommendations?
Navigating KiwiSaver for your home purchase? Expert insights on fast-tracking your KiwiSaver withdrawal, dealing with deposit issues, and seeking lega [...]
Helping parents buy a house with my kiwi saver? (my first, their third)
Uncover the complexities of using your KiwiSaver for your parents' home purchase. Learn about eligibility criteria, restrictions and steps to take to [...]
Should I change my Kiwisaver Fund if I’m planning on buying a house within the next year?
For those planning to buy a house soon, consider switching to a conservative KiwiSaver fund like Simplicity's to minimize risk. Evaluate fees and tax [...]