Category: KiwiSaver
30k in savings and new to financial literacy with no investments
Establish a 3-6 month emergency fund for relocation, factor in costs. Explore KiwiSaver in NZ for long-term savings and consider low-risk options for [...]
Paydown mortgage or top up Kiwisaver?
Managing your finances effectively? With an extra $120 per fortnight, you have choices to consider. Boosting your mortgage repayments can accelerate t [...]
Kiwisaver withdrawal without getting eligibility check
For a KiwiSaver home withdrawal, meet eligibility criteria, initiate early, and communicate effectively. Distinct from Kainga Ora HomeStart Grant, pre [...]
Should I use KiwiSaver for retirement or first home?
Confused between KiwiSaver for retirement or your first home? Explore the factors to consider when making this crucial financial decision. Learn how r [...]
Should I change my Kiwisaver fund?
Deciding to switch from a conservative KiwiSaver fund to a growth fund hinges on your financial goals, risk tolerance, and time horizon. A growth fund [...]
Is KiwiSaver worth it?
KiwiSaver is a versatile savings program that aligns with various financial goals, whether you're saving for retirement or buying your first home. Wit [...]
Can I withdraw my KiwiSaver funds before retirement? What are the conditions for early withdrawal?
Yes, there are situations where you can withdraw your money before reaching retirement age. If you are buying your first home, facing financial hardsh [...]
What are the potential risks associated with investing in KiwiSaver funds?
KiwiSaver has become a popular way for people in New Zealand to save for retirement and achieve their financial goals. It offers many advantages, such [...]
Withdrawing KiwiSaver Funds at Retirement Age: Process and Steps Explained
Planning for retirement is crucial, and understanding the process of withdrawing KiwiSaver funds is essential for every New Zealander nearing retireme [...]
KiwiSaver vs. Traditional Saving: Which is the Better Option for Your First Home?
Buying your first home is an exciting milestone, but it can also be a challenging one. One of the main difficulties is accumulating enough funds for t [...]