Category: Credit Cards
PSA: Please educate your kids on credit cards.
Your story emphasises the need for financial education regarding credit cards. Responsible usage, lower credit limits, high interest rates awareness, [...]
Debt decisions
Deciding between using an extra $2.5k to pay credit card debt or invest hinges on factors like high interest rates favoring debt repayment, establishi [...]
Does using my Gem credit card on Paypal/Wise count as a cash advance payment?
Using your Gem Credit Card for PayPal or Wise purchases requires caution. Check if transactions are treated as cash advances, potentially incurring hi [...]
Anyone used a wise card in Fiji?
Compare Wise and ASB for Fiji transactions, focusing on conversion fees and exchange rates. Consider additional charges and explore real-world experie [...]
Use Credit card/personal loan for dental work?
Before making dental financial decisions, start with a consultation to understand costs. Utilize $12,000 savings as a foundation, create a budget, and [...]
Do I need a credit card history before buying a first home?
Looking to buy your first home? Discover the importance of a good credit rating, its impact on mortgage eligibility and interest rates. Learn how to b [...]
How will a Personal Loan affect my credit?
The outcome of your personal loan hinges on how well you manage it, and it can affect your credit positively or negatively. Responsible management, li [...]
Getting Approved: How to Secure Personal Loans with Bad Credit
Having bad credit can make it difficult to get personal loans, but don't worry! You can still find financial assistance when you need it most. This ar [...]
Debt and Consumer Rights: Essential Information You Shouldn’t Ignore
Debt is a part of life for many people. Whether it's a student loan, credit card debt, or a mortgage, many people have some form of debt. While some d [...]
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