Category: Budgeting
What’s the Smartest Way to Manage Inherited Money?
Managing an inheritance wisely involves assessing finances, setting clear goals, creating an emergency fund, paying off high-interest debts, and inves [...]
Should I spend more money on a car?
Consider factors like your budget, future home purchase plans, repair costs, new car expenses, and reliability. Prioritize your savings and be mindful [...]
What are some money saving tips while renting?
Rent can be a significant expense, but there are ways to save money while renting. Budget wisely, consider more affordable neighborhoods, negotiate re [...]
Baby on the way. How should I finance a second car?
Prioritize budget, safety, and space for your expanding needs. If financing is required, explore various options, including home loan top-ups and low/ [...]
Can I Make My Savings Less Accessible to Improve My Saving Habits?
Set up a separate savings account with another bank. Explore Notice Saver accounts. Automate savings through regular payday transfers. Create a budget [...]
How to Budget Effectively When Transitioning to Monthly Pay at a New Job?
Delineate fixed and variable monthly expenses, dividing them weekly for clarity. Strategically allocate funds from the first paycheck to cover essenti [...]
How Do You Balance Your Needs and Wants Financially?
To maintain financial balance, distinguish between needs and wants, create a budget, establish an emergency fund, set clear goals, prioritize savings, [...]
What is a ‘comfortable’ amount for an Emergency Fund?
Explore the factors that influence the ideal emergency fund size in our latest article. From the basic rule of thumb to personal considerations, we he [...]
Advice on moving from NZ to Aus
Australia beckons with opportunities for electricians and ECE teachers in major cities. Shipping advice: obtain quotes for accurate costs. Bringing pe [...]
Tips to Prepare for a Recession
Preparing for uncertain economic times is wise. Many fear making significant decisions during recessions, but careful planning can mitigate concerns. [...]