Author: SuperIntern
PSA: Please educate your kids on credit cards.
Your story emphasises the need for financial education regarding credit cards. Responsible usage, lower credit limits, high interest rates awareness, [...]
I think I’m going to have to declare bankruptcy, any advice?
Explore essential steps to consider before declaring bankruptcy in this insightful guide. Learn how to create a budget, negotiate with creditors, and [...]
Listing assets to get a mortgage approval…
Discover the key to securing a mortgage in New Zealand and many other countries by understanding what qualifies as assets and how to present them to y [...]
What happened swap rates?
Explore the Factors Behind Swap Rate Fluctuations and Effective Risk Management Strategies. Discover the influences affecting swap rates, including in [...]
Understanding the Benefits of Pet Insurance: A Comprehensive Guide for Pet Owners
This comprehensive guide highlights the significance of pet insurance in providing financial security for pet owners. It covers real-life stories, pol [...]
23M – Financially Inept, Need Advice
Create a budget, save for emergencies, and prioritise paying off high-interest debts. Maximise KiwiSaver contributions and explore government incentiv [...]
The best way to manage 40k
Start with an emergency fund, educate yourself on investing, and assess your risk tolerance. Diversify investments in stocks, bonds, and consider reti [...]
The best thing to do with 15-17k for two year period
Consider your risk tolerance and financial goals when choosing investments. Balance low-risk options like term deposits with higher-return assets. Mai [...]
Ex not paying mortgage
Seeking guidance on managing mortgage payments and property division during a divorce? Get valuable tips in this informative article. [...]
Can I deduct tax against extended lending?
In New Zealand, extending a rental property mortgage may not directly reduce taxable income, while interest on loans for property improvements is typi [...]