Author: ilmamani

Is there a better way forward?
Assess your finances, cut unnecessary expenses, and explore ways to boost income. Seek professional advice for debt management. Prioritise well-being [...]

Is this a good idea? Should I be doing something else?
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“Hi all, after some advice. I am lucky enough to own two properties - one overseas and one in NZ. The one [...]

Explain what to invest in like I’m a 5-year-old
Sharesies and InvestNow are popular investment platforms in New Zealand. Sharesies is beginner-friendly with no minimum investment, while InvestNow of [...]

Financially inept
Investment property mortgage rates in New Zealand are typically higher, requiring a larger deposit. Rental income is taxed, but deductions are allowed [...]

Are there any financial seminars I could attend for investing?
Discover how to kickstart your investment journey in New Zealand with expert guidance. Learn about essential education, diversification, Vanguard S&am [...]
Popular global shares funds- impact of ESG on their performance?
Explore the impact of ESG (Environmental, Social, and Governance) considerations on the performance of popular global share funds – Foundation Series [...]

Keep bigger mortgage payments or invest in rental property/sp500?
Focus on mortgage repayment with a 5.45% interest rate for financial security. Consider real estate's potential for diversification but be wary of res [...]

Hedged NZD investments and index funds
Hedging against foreign exchange (FX) fluctuations can be an important consideration when investing in international assets, such as US-based index fu [...]

I don’t know what to do with my savings
Learn how to make the most of your earnings through smart investing strategies. Explore tips on assessing financial goals, diversifying your portfolio [...]

Should we buy a house or grow our business?
Make the complex decision of buying your first home while considering business growth and maintaining lifestyle in New Zealand. [...]