Author: ilmamani
Do you spread your money across multiple banks?
Discover the importance of spreading your money across multiple banks to manage risk in New Zealand, where there's no bank deposit insurance. Learn ab [...]
How would the housing market be affected if first-home buyers could not withdraw KiwiSaver for a deposit?
The debate over KiwiSaver funds revolves around whether they should be accessible for first home deposits or reserved solely for retirement. This deci [...]
Mortgage compared to others
Your mortgage, around 33% of post-tax income, is reasonable, but "normal" varies by location and income. Consider local housing costs, budget, long-te [...]
Home interest rate question
Discover the key factors that influence your decision between short-term and long-term home loans, including interest rates, monthly payments, and fi [...]
Should I hold off buying a house with my wife?
The decision to rent or buy a house in Auckland with a growing family involves evaluating finances, considering location and commute impacts, aligning [...]
Help with splitting with partner and assets
Leveraging $200,000 in home equity to invest in a second property in New Zealand offers potential benefits like diversification and rental income. How [...]
Insurance renewal
Learn how to adjust your home insurance coverage and discuss the insured value with your insurance company. Discover why it's essential to ensure your [...]
Is S & P 500 the best option?
Discover the art of smart investing! Learn how to diversify your portfolio, make the most of KiwiSaver, and tailor your investment strategy to meet yo [...]
Company Purchase
Learn about the controversial topic of insider trading, its ethical and legal implications, and the arguments for and against it. Discover how mergers [...]
What to do at 50
Restarting a career in New Zealand at 50 is possible with self-assessment, skill development, networking, entry-level positions, financial planning, r [...]