Author: ilmamani
What are some ways to improve your credit score in NZ?
Enhancing your credit score is vital for a successful home loan application in New Zealand. Scores range from 0 to 1000, with 500 to 700 considered go [...]
How will a Personal Loan affect my credit?
The outcome of your personal loan hinges on how well you manage it, and it can affect your credit positively or negatively. Responsible management, li [...]
Is KiwiSaver worth it?
KiwiSaver is a versatile savings program that aligns with various financial goals, whether you're saving for retirement or buying your first home. Wit [...]
Should I sell my current house or rent it out?
When deciding between selling or renting your current home while purchasing a new one, carefully consider factors like immediate profit, property appr [...]
Which Budgeting Method is Best for Me?
Discover the right budgeting method for your financial goals, be it saving, investing, or paying off debt. We've got your questions covered! [...]
Is it worth investing in Crypto?
Investing in cryptocurrency requires careful consideration. Assess your risk tolerance and allocate a portion of your portfolio that you're comfortabl [...]
Tips for Managing a Salary Raise
To help manage a salary increase! Here are some key tips: budget wisely, build an emergency fund, focus on debt repayment, explore savings and investm [...]
Any Tips on Saving in your 20’s?
In your 20s, developing solid financial habits is crucial. Start with budgeting, clear financial goals, and paying yourself first. Build an emergency [...]
What Mortgage Can I Afford in New Zealand?
In New Zealand, rising interest rates swiftly reshaped affordability. Homeowners must assess a "comfortable" limit, adapting to changes, ensuring stab [...]
Is it better to buy or rent a house for 2-3 years?
Choosing between renting and buying in bustling cities for a 2-3 year stay involves weighing short-term costs and long-term gains. Renting initially s [...]