Author: ilmamani
Personal Loan 13% or Credit Card 5.99%?
Before initiating a balance transfer to pay off an $18,000 debt, consider factors: check the introductory period, watch for transfer fees, credit scor [...]
Price of a cross lease house vs same house freehold
As a rough indication, costs in 2023 are usually between $23,000 and $25,000 for a two-unit lot cross-lease conversion. However, the costs can vary, o [...]
Should I use KiwiSaver for retirement or first home?
Confused between KiwiSaver for retirement or your first home? Explore the factors to consider when making this crucial financial decision. Learn how r [...]
Bigger deposit on a smaller house or visa versa?
Choosing between a smaller deposit on a cheaper property or a 5% deposit on a more expensive one involves assessing your budget, long-term goals, job [...]
Tips to Prepare for a Recession
Preparing for uncertain economic times is wise. Many fear making significant decisions during recessions, but careful planning can mitigate concerns. [...]
Tips To Get By Financially In New Zealand
Living in New Zealand requires prudent financial management. Start with budgeting to track income and expenses, then save automatically for short and [...]
Buying a House out of Fear – Don’t Know What to Do
Deciding to buy a home can be daunting. Consider market unpredictability, your financial stability, and responsibilities like maintenance and insuranc [...]
I’m a teenager. What should I do with my savings?
Well done on managing your finances at a young age! Suggestions for your savings: create an emergency fund, allocate for short and long-term goals, ex [...]
Would You Consider This Portfolio “Diverse”?
Your portfolio covers various sectors, but true diversification extends beyond sectors. Consider adding different asset classes and regions to achieve [...]
What Things Should I be Aware of When Selling My Home?
Selling a house involves crucial financial considerations. Real estate agent commissions, hidden charges, auctioneer fees (if auctioning), and marketi [...]