Author: ilmamani

How to Budget Effectively When Transitioning to Monthly Pay at a New Job?
Delineate fixed and variable monthly expenses, dividing them weekly for clarity. Strategically allocate funds from the first paycheck to cover essenti [...]
Sharesies won’t let me withdraw from wallet
Trouble Withdrawing Money from Sharesies? Learn about potential issues and solutions in this comprehensive guide. From settlement periods to verificat [...]
New Arrival to NZ. How do I open a bank account without address documents?
Discover the ins and outs of opening a bank account in New Zealand as a new arrival with insights [...]
IRD Debt (Small Business Loan)
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"Okay so im seeking help on here as this page seems to be full of great people with good advice. I really [...]

How Do You Balance Your Needs and Wants Financially?
To maintain financial balance, distinguish between needs and wants, create a budget, establish an emergency fund, set clear goals, prioritize savings, [...]

Where can I borrow some money from without having an income?
In New Zealand, securing loans without traditional income is possible through secured loans using international shares as collateral, peer-to-peer len [...]

Is a Personal Loan the Right Solution for My $10k Debt Situation?
Struggling with debt and considering a personal loan? Get expert advice on managing your finances and repaying debts in this informative article. Lear [...]

Invest in KiwiSaver or repay debt?
Explore the low-risk benefits of Term Deposits while understanding potential pitfalls. Discover factors like liquidity risk, opportunity cost, and ban [...]

Should I get a personal loan to get my life back on track and consolidate my debt?
Evaluate personal loan eligibility based on income and credit. Explore lenders and consider alternatives like creditor negotiation, delaying purchases [...]

Use Credit card/personal loan for dental work?
Before making dental financial decisions, start with a consultation to understand costs. Utilize $12,000 savings as a foundation, create a budget, and [...]