Author: ilmamani
Should I spend more money on a car?
Consider factors like your budget, future home purchase plans, repair costs, new car expenses, and reliability. Prioritize your savings and be mindful [...]
What are some money saving tips while renting?
Rent can be a significant expense, but there are ways to save money while renting. Budget wisely, consider more affordable neighborhoods, negotiate re [...]
NZ Tax question regarding offshore online income
The Inland Revenue Department (IRD) does not automatically deduct a portion of the money deposited into your bank account for tax purposes. You’ll nee [...]
Some financial questions from a newish migrant
In general, anyone can buy homes in New Zealand to live in. However it might be difficult for you to get a loan while not being a resident, so check w [...]
Baby on the way. How should I finance a second car?
Prioritize budget, safety, and space for your expanding needs. If financing is required, explore various options, including home loan top-ups and low/ [...]
Will banks consider my ‘Work Travelling Allowance’ for Mortgage affordability?
Explore the potential impact of using a work travel allowance for a mortgage. Learn about key considerations including income stability, tax implicati [...]
Worth creating an umbrella company?
Explore the strategic advantages and considerations of creating an umbrella company to manage multiple side hustles and property ventures. Learn about [...]
What’s it really like going bankrupt?
Facing the tough decision of bankruptcy? Gain insights into the real impact on credit, assets, and emotions. Explore alternatives, debt repayment plan [...]
Can I Make My Savings Less Accessible to Improve My Saving Habits?
Set up a separate savings account with another bank. Explore Notice Saver accounts. Automate savings through regular payday transfers. Create a budget [...]
What is the easiest way to receive money from USA?
"Explore the best methods for receiving international payments tailored to your needs. From well-known options like PayPal to secure online payment ga [...]