Author: ilmamani
Kiwisaver ‘scheme’ vs ‘complying fund’
Explore the differences between New Zealand's KiwiSaver Scheme and Complying Funds, retirement savings options with unique features and employer contr [...]
Kiwisaver after first home purchase
When deciding to stick with ANZ or switch KiwiSaver providers, assess your goals, the time of your goal, compare fees and performance among providers, [...]
30k in savings and new to financial literacy with no investments
Establish a 3-6 month emergency fund for relocation, factor in costs. Explore KiwiSaver in NZ for long-term savings and consider low-risk options for [...]
Paydown mortgage or top up Kiwisaver?
Managing your finances effectively? With an extra $120 per fortnight, you have choices to consider. Boosting your mortgage repayments can accelerate t [...]
Kiwisaver withdrawal without getting eligibility check
For a KiwiSaver home withdrawal, meet eligibility criteria, initiate early, and communicate effectively. Distinct from Kainga Ora HomeStart Grant, pre [...]
Does Working Overtime mean higher taxes?
Your income tax is calculated on your total income, which includes your regular pay and any overtime pay. If your overtime pay pushes your total incom [...]
US and NZ tax resident – do i have to pay double tax?
The specifics of how the DTA applies can be complex and depend on your individual circumstances, including your tax residency status and the nature of [...]
Insurance for bank before going unconditional
To fulfill ANZ's insurance requirements for your apartment, obtain a confirmation letter from the Body Corporate specifying coverage commencement on t [...]
Does using my Gem credit card on Paypal/Wise count as a cash advance payment?
Using your Gem Credit Card for PayPal or Wise purchases requires caution. Check if transactions are treated as cash advances, potentially incurring hi [...]
Anyone used a wise card in Fiji?
Compare Wise and ASB for Fiji transactions, focusing on conversion fees and exchange rates. Consider additional charges and explore real-world experie [...]