Author: Clive Fernandes
Some financial questions from a newish migrant
In general, anyone can buy homes in New Zealand to live in. However it might be difficult for you to get a loan while not being a resident, so check w [...]
Baby on the way. How should I finance a second car?
Prioritize budget, safety, and space for your expanding needs. If financing is required, explore various options, including home loan top-ups and low/ [...]
Will banks consider my ‘Work Travelling Allowance’ for Mortgage affordability?
Explore the potential impact of using a work travel allowance for a mortgage. Learn about key considerations including income stability, tax implicati [...]
Worth creating an umbrella company?
Explore the strategic advantages and considerations of creating an umbrella company to manage multiple side hustles and property ventures. Learn about [...]
What’s it really like going bankrupt?
Facing the tough decision of bankruptcy? Gain insights into the real impact on credit, assets, and emotions. Explore alternatives, debt repayment plan [...]
Can I Make My Savings Less Accessible to Improve My Saving Habits?
Set up a separate savings account with another bank. Explore Notice Saver accounts. Automate savings through regular payday transfers. Create a budget [...]
What is the easiest way to receive money from USA?
"Explore the best methods for receiving international payments tailored to your needs. From well-known options like PayPal to secure online payment ga [...]
How to Budget Effectively When Transitioning to Monthly Pay at a New Job?
Delineate fixed and variable monthly expenses, dividing them weekly for clarity. Strategically allocate funds from the first paycheck to cover essenti [...]
Sharesies won’t let me withdraw from wallet
Trouble Withdrawing Money from Sharesies? Learn about potential issues and solutions in this comprehensive guide. From settlement periods to verificat [...]
New Arrival to NZ. How do I open a bank account without address documents?
Discover the ins and outs of opening a bank account in New Zealand as a new arrival with insights [...]