Author: Clive Fernandes
Picking a career that’ll pay for a life you’ll love
It's crucial to think about your interests and passions while choosing a career path, as well as the long-term consequences of your decision. After al [...]
I am a Kiwi guy in my 30’s. What kind of Insurance do I need?
As a Kiwi guy in your 30s, there are a few types of insurance you should consider to make sure you're protected. Here are some of the most important o [...]
My fixed home loan is expiring. What term should I refix my mortgage for?
If you're like most people, your home is your biggest asset. So when it comes time to refinance your mortgage, it's essential to get it right [...]
Everything you need to know about getting the best Car Insurance for yourself
Car insurance is a type of insurance that provides financial protection for damages or injuries that you or another driver may cause while operating a [...]
Should I pay off my mortgage as quickly as possible, or invest the money instead?
There are pros and cons to both options, but it's important that you realise there is no one answer to this question. In the end, the answer depends o [...]
How can I find a Financial Adviser?
An assumption often made of financial advisors is they are only motivated by financial incentives. However, this perception of greed and sales-driven [...]
What is Budgeting?
Starting and preparing a budget may seem like a daunting experience because many people don’t want to know their financial position, and it may seem t [...]
What is KiwiSaver?
KiwiSaver
Being set for your retirement is something that not many people think about until it is too late. There are far too many horror stories [...]
What is a mortgage?
What is a mortgage?
A mortgage is a loan from a bank or a non-bank lender such as a mortgage broker. The loan is given to a person to purchas [...]
New Zealand Superannuation
What is NZ Superannuation?
The New Zealand Superannuation, also called NZ Super is a retirement income for New Zeland citizens who are at [...]