Author: Clive Fernandes

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What are the most common financial blunders people make in New Zealand?

What are the most common financial blunders people make in New Zealand?

Many people in New Zealand struggle with financial issues due to mistakes they make with their money. To live a stable financial life, it's crucial to [...]
Monetize your Web presence : Transform your digital skills into money

Monetize your Web presence : Transform your digital skills into money

In this modern era of technology, having a strong presence on the internet is extremely important for any business or individual trying to expand thei [...]
KiwiSaver vs. Traditional Saving: Which is the Better Option for Your First Home?

KiwiSaver vs. Traditional Saving: Which is the Better Option for Your First Home?

Buying your first home is an exciting milestone, but it can also be a challenging one. One of the main difficulties is accumulating enough funds for t [...]
From Piggy Banks to Investment Portfolios : Teaching Kids About Saving and Investing in New Zealand

From Piggy Banks to Investment Portfolios : Teaching Kids About Saving and Investing in New Zealand

Introduction: Teaching kids about saving and investing is an important life skill that can help set them up for a successful financial future. You ca [...]
How much should I save for retirement in New Zealand?

How much should I save for retirement in New Zealand?

One common rule of thumb is to aim for a retirement income that's 70-80% of your pre-retirement income. That could change considerably if you had been [...]
A Guide to House Renting in New Zealand

A Guide to House Renting in New Zealand

It takes work to look out for real estate, be it to buy or rent. Buying and renting a property involves a lot of nitty-gritty and due diligence. The r [...]
8 Retirement Planning Mistakes to Avoid – Investment Options and Strategies

8 Retirement Planning Mistakes to Avoid – Investment Options and Strategies

Retirement planning is a critical aspect of financial management that requires careful consideration and informed decision-making. Ill-advised investm [...]
Debt and Consumer Rights: Essential Information You Shouldn’t Ignore

Debt and Consumer Rights: Essential Information You Shouldn’t Ignore

Debt is a part of life for many people. Whether it's a student loan, credit card debt, or a mortgage, many people have some form of debt. While some d [...]
Choosing the Ideal KiwiSaver Fund – A Guide to Finding the Right Fit

Choosing the Ideal KiwiSaver Fund – A Guide to Finding the Right Fit

Whether you plan it or not – Retirement is a phase that cannot be avoided, nor can we escape or run away from it. It is bound to hit most individuals [...]
Profitable investments that also benefit the world: Is it possible?

Profitable investments that also benefit the world: Is it possible?

Profitable investments that also benefit the world: Is it possible? Investing has always been viewed as a way to build wealth and achieve financial [...]
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