Author: Clive Fernandes
Making the most of my low 10% PIR rate
Explore strategic approaches to leverage the Prescribed Investor Rate (PIR) tax advantage in New Zealand. Discover insights on optimizing regular mont [...]
I was late paying a couple of phone bills to One NZ and now they show up as missed payments on credit report
Understanding One NZ's late payment policies is crucial. Regularly check your credit report for accuracy and dispute discrepancies promptly. Communica [...]
Should I sell stocks to buy a house?
Considering selling stock to fund your home purchase? Explore key factors like diversification, market volatility, tax implications, future earnings p [...]
Buying House, Missed KiwiSaver First Home Withdrawal Window. Any Recommendations?
Navigating KiwiSaver for your home purchase? Expert insights on fast-tracking your KiwiSaver withdrawal, dealing with deposit issues, and seeking lega [...]
Should I move pension
Considering moving your Aviva pension to KiwiSaver in New Zealand? Explore the options, eligibility criteria, and expert advice in this informative ar [...]
Helping parents buy a house with my kiwi saver? (my first, their third)
Uncover the complexities of using your KiwiSaver for your parents' home purchase. Learn about eligibility criteria, restrictions and steps to take to [...]
KiwiSaver for kids?
Opening a KiwiSaver account for a 5-year-old offers financial security. Government Member Tax Credits boost savings, and growth funds provide potentia [...]
Pulling from kiwisaver
If you're facing financial hardship and thinking about withdrawing from your KiwiSaver, this article sheds light on the potential consequences. Learn [...]
Inheritance, Kiwisaver, alternative safe investments.
To maximize your inheritance, consider Kiwisaver for tax benefits, Fisher Funds for diversified investments, maintain an emergency fund, and consult a [...]
Are there any kiwisaver schemes I can 100% degen into on bitcoin
Unveil the realities of KiwiSaver and Bitcoin investments in New Zealand. While no KiwiSaver scheme goes all-in on Bitcoin, explore how NZ Funds and P [...]